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Navigating Perth Home Loans

The soaring Perth property market has led to unprecedented demand for home loans. With rising interest rates adding to the challenge, finding the right home mortgage has never been more critical. But with a sharp focus on achieving excellent results, we make the process refreshingly straightforward.

As leading Perth home brokers, we intimately understand the challenges buyers face, from affordability barriers to tightening lending standards and interest rate complexity. We’re driven to provide clarity and empowerment when navigating your finances.

Strategic Mortgages

Your Home Loan Brokers in Perth

In your quest for a home loan, you may find that most residential mortgage brokers in Perth will propose similar options. But the Strategic Mortgages Perth team takes pride in delivering unparalleled insights into the Perth real estate market.

1

Transparency First

We’re all about empowering you with knowledge. We demystify the home-buying process, explain perks like the First Homeowner Grant, and enable access to exclusive loan products designed for first-home buyers.

2

Efficiency Second

In the fast-paced Perth property market, time is of the essence. That’s why we streamline and tailor the entire home mortgage application process so it’s swift and aligned with your homeownership aspirations.

3

Ongoing Support

We ensure buyers feel confident and secure throughout their entire homeownership journey, not just up to the point of purchase.

Strategic Mortgages Perth - Mortgage Broker Perth

Strategic Mortgages

Your Perth Home Brokers

Our team of Perth home brokers live locally and have a deep understanding of the property market across metro suburbs. With decades of combined experience, we have the expertise and lender relationships to secure your optimal home loan.

Trent Fleskens, the property expert featured in respected media, from The Western Australian to Channel 9, supports and leads our talented home broker team. His unmatched expertise enables us to navigate the Perth mortgage broking landscape confidently, even in times of market volatility.

Top-rated mortgage brokers in Perth

Customer Reviews

Wow, absolutely impressed. Not only the comfort of the outstanding office premises but the client-friendly home visits made life much easier and convenient especially after work hours. They had in-depth knowledge of all lenders which helped me make my final decision.

They took care of all the paperwork taking all the stress out of getting a new home and settling in quickly. All in all, the friendliness of the staff and service provided was highly satisfactory and I recommend them to anyone.

Daniel

Couldn't speak highly enough of this company. As a first home buyer, I was very wary of being misled. Trent and his team made me feel at ease from the beginning which was a big deal for me. We are now onto my second project and I am looking forward to the next one. Thanks again.

Michael

The team was very knowledgeable of the Perth Market and very professional. They were easy to work with and very helpful.

Maxime

From buying your first property to getting your teeth into more serious property development, Trent and the team at Strategic Property Group really know their stuff.

Greg

Learn More About Perth Home Mortgages

Frequently Asked Questions

What home mortgage products do you offer?

As residential mortgage brokers in Perth, we have access to over 30 lender partners including the major banks, smaller banks, and non-bank lenders. This means we can find the most suitable home mortgage for your needs whether that’s variable or fixed interest rates, different repayment options and loan terms, LMI waiver schemes and more.

How much deposit do I need for a home mortgage?

Deposit requirements differ across lenders but generally range from 5-20%. As Perth mortgage brokers we recommend aiming for a 20% deposit if possible, as this avoids paying Lenders Mortgage Insurance while maximising your borrowing power. We can explore deposit-friendly schemes for eligible buyers too.

Why use a mortgage broker over going direct?

As an independent brokerage, we shop your mortgage application to multiple banks and lenders to find you the best rate and product match-up. We handle all document preparation and paperwork for fast, streamlined applications. Our decades of combined broker experience also means we can pre-emptively navigate challenges that applicants might face when going direct.

Do you help with refinancing existing mortgages?

Yes, we help many Perth homeowners refinance their existing home mortgages to get better rates or product features. Our mortgage brokers can identify opportunities to save money, access equity through refinancing and negotiate better mortgage terms on your behalf.

What areas of Perth do you service?

We assist clients in securing home mortgages across all areas of Perth from the CBD and inner city suburbs out to the outer metro region. As a local business, all our brokers understand the Perth property market intimately.

Learn from the best in Perth

Mortgage Tips From The Experts

Tune into Trent Flesken’s weekly Perth Property Podcast for property and finance tips direct from one of WA’s most reputable industry experts. Alternatively, browse through our educational blogs focused on simplifying the world of home loans by leveraging Trent’s unmatched perspective.

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Perth Mortgage Advice: What is Equity Release & How Does It Work?

Discover the power of equity release and how to use it to make strategic property investments.

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Unlocking Your First Home Loan When Your Income Is Too Low

If the banks are saying that your income is too low for your first home, then our tactics can help purchase your property.

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Property Finance Tips – Mortgage Broking Special Edition

Unlock expert mortgage insights covering leveraging schemes, cross-securitisation, serviceability, and unique factors impacting LMI - essential for first-time buyers and investors alike.

Ready to take the next steps?

Let’s Find Your Ideal Home Mortgage

Contact Perth’s top mortgage brokers today to find the best home loan for you.

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Home mortgage brokers Perth - Strategic Mortgages Perth