Perth Mortgage Advice & Guides

At Strategic Mortgages Perth, we believe refinancing should be simple, strategic, and stress-free. This is your comprehensive guide to refinancing in Perth

Buying a home, refinancing, or investing in property? It’s easy to feel overwhelmed by all the options, banks, and fine print.

In this episode of The Perth Property Show, WA’s top mortgage broker Sam Carrello joins Trent Fleskens to break down expected rate cuts, borrowing capacity shifts, and new bank policies.

The amount you can borrow for your mortgage, also known as your borrowing power or capacity, depends on various personal and economic factors. While online calculators can provide estimates, they often don’t capture the full picture. As the top mortgage brokers in Perth boasting 25 years of combined experience, we understand the complexities in determining...

Have you been rejected for a home loan in Perth because your bank or broker told you that your income isn’t enough to borrow the amount you need? You’re not alone and you might have more options than you think. What many people don’t realise is that your borrowing capacity can vary significantly between lenders....

If the banks are saying that your income is too low for your first home, then our tactics can help purchase your property.

What is cross-securitisation (cross collateralisation)? It's one way to improve your borrowing power, but it's not always the best way. Learn about the benefits and risks.

Mortgage refinancing, or home loan refinancing is the act of moving or switching home loans. In this article, we explore this definition in depth, with expert insight on whether refinancing might be right for you.

The average mortgage interest rate in Australia fluctuates constantly. Monthly, it is influenced by a range of economic factors such as inflation, growth, unemployment and government policy. As a critical factor in the decision-making process of homeowners and investors, this brings some difficulty, but understanding the larger patterns can help provide clarity for better-informed financial...