Home Loans Perth

Find the Right Home Loan in Perth

Whether it’s your next home or a long-awaited upgrade, the lender and loan structure you choose matter. We compare home loans from 40+ lenders to find one that fits your plans — and handle the paperwork through to settlement.

  • Find out what you could borrow before you start looking
  • Compare rates, features and structures across 40+ lenders
  • Pre-approval guidance so you can make offers with confidence
  • Our service typically comes at no charge to you — we’re paid by the lender, and we disclose this upfront
★★★★★ 5-star rated on Google Local Perth team Hosts of the Perth Property Show podcast

Compare Your Home Loan Options

Tell us a little about your situation and one of our brokers will be in touch within one business day. No obligation, no pressure.

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Getting Your Home Loan Right Matters

Over a 30-year loan, small differences in rate, fees and structure add up. Here’s what we focus on:

Compare 40+ Lenders

Major banks, regional banks and specialist lenders — each assesses borrowers differently, and we know who suits whom.

Pre-Approval First

Knowing your borrowing power before you shop means you can move quickly and negotiate from a position of strength.

Structure & Features

Offset accounts, redraw, fixed-variable splits — the right features for how you actually manage money.

Support Through Settlement

We coordinate with your agent and settlement team so the finance side never holds up your purchase.

Already have a property in mind? Tell us about it — we’ll move at your pace.

How It Works

1

Tell us about you

Fill in the short form. We’ll arrange a free, no-obligation chat — in person, by phone or by video, whatever suits.

2

We do the homework

We assess what you could borrow, weigh up your options, and compare loans from 40+ lenders.

3

You move with confidence

We handle the application and paperwork through to settlement, and keep you informed at every step.

Perth Home Buyers Trust Strategic Mortgages

★★★★★

“Ben was fantastic! He went above and beyond to help us secure our dream home. Thanks Ben for all your hard work!”

Ashley Coley — Google review

★★★★★

“Ben’s knowledge was extremely helpful, making the process nice & easy. Would recommend.”

Briony Partington — Google review

★★★★★

“If Ben can’t get it over the line… no one can… good man, great broker!”

Amber Wright — Google review

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As featured in

Strategic Mortgages featured on The West AustralianStrategic Mortgages featured on 7NEWSStrategic Mortgages featured on 9 NewsStrategic Mortgages featured on WA Today

Home Loan Questions, Answered

How much can I borrow?

It depends on your income, existing commitments, deposit and the property itself — and every lender calculates it differently. We run your numbers across multiple lenders so you see the realistic range, not just one bank’s answer.

Should I fix my rate or stay variable?

There’s no universal answer — it depends on your circumstances, plans and appetite for certainty versus flexibility. We’ll walk you through the pros and cons of each (including split options) so you can decide with confidence.

How long does pre-approval take?

Anywhere from a couple of days to a few weeks depending on the lender and your situation. We’ll help you time it so your pre-approval is fresh when you’re ready to make offers.

What does a mortgage broker cost?

In most cases, nothing — we’re paid a commission by the lender you choose, and we disclose exactly what that is before you commit to anything.

Ready to Find Your Home Loan?

Tell us what you’re planning and we’ll show you what’s possible. No obligation, no jargon — just clear answers.

Compare My Options

Disclaimer: The information provided on this page is general in nature and does not constitute financial, tax, or legal advice. Individual circumstances vary. Lending criteria, rates, and scheme eligibility are subject to change. We recommend consulting with qualified professionals before making financial decisions.

Strategic Mortgages Perth (ABN 96 931 012 890) is an authorised Credit Representative of Connective Credit Services Pty Ltd, Australian Credit Licence 389328.

© Strategic Mortgages Perth (ABN No. 96 931 012 890). All rights reserved.  |  Privacy Policy  |  (08) 6154 2613

Trent Fleskens
Managing Director
Managing Director
Strategic Mortgages Perth
About the author
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Trent Fleskens is the Managing Director of Strategic Mortgages Perth and a leading Perth mortgage broker with over 15 years’ experience in the Western Australian property market. Recognised for his clear, client-first approach, Trent has guided thousands of buyers, from first-home buyers to seasoned investors, through the complex world of property finance. He regularly features in WA media as a trusted voice on housing and lending trends, with commentary published across 7News Perth, The West Australian, Business News WA and more. Based in Perth, Trent’s expertise extends across residential loans, investment strategies, and refinancing solutions tailored for WA borrowers. His leadership at Strategic Mortgages Perth has helped establish the firm as one of the state’s most trusted mortgage partners.