Building Your Property Portfolio?
The right loan structure can make a real difference to an investment strategy. Our Perth brokers work with property investors every day — from a first investment property through to multi-property portfolios.
- Brokers who work with Perth property investors every day
- Loan structuring for equity release and portfolio growth
- Access to 40+ lenders, including investor-friendly policies
- Our service typically comes at no charge to you — we’re paid by the lender, and we disclose this upfront
Discuss Your Investment Plans
Tell us a little about your plans and one of our brokers will be in touch within one business day. No obligation, no pressure.
Your details stay with us — see our privacy policy.
Lending Built Around Your Investment Strategy
Investment lending is different from owner-occupier lending — in policy, pricing and structure. Here’s where we add value:
Use Your Equity
If you own property already, you may be able to release equity to fund your next deposit — without dipping into savings.
Smart Loan Structure
Interest-only versus principal-and-interest, offsets, loan splits — structured around your strategy, working alongside your accountant.
Investor-Friendly Lenders
Serviceability rules and rental income treatment vary widely between lenders. We know which policies suit which investors.
Portfolio Thinking
We set up today’s loan with the next purchase in mind, so your structure helps rather than hinders your growth.
Hosts of the Perth Property Show podcast — our team talks Perth property investment every week. Bring your questions.
How It Works
Tell us about you
Fill in the short form. We’ll arrange a free, no-obligation chat — in person, by phone or by video, whatever suits.
We do the homework
We assess what you could borrow, weigh up your options, and compare loans from 40+ lenders.
You move with confidence
We handle the application and paperwork through to settlement, and keep you informed at every step.
Perth Borrowers Trust Strategic Mortgages
★★★★★
“Can’t recommend Richard enough. He’s been so easy to deal with and went above and beyond with service and communication.”
Jack Kennedy — Google review
★★★★★
“If Ben can’t get it over the line… no one can… good man, great broker!”
Amber Wright — Google review
★★★★★
“Richard and his team are absolutely amazing. His communication and knowledge of the industry was outstanding… Our case wasn’t simple at all but he always went above and beyond to get it done. 10/10.”
Angelique Atherton — Google review
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Investment Lending Questions, Answered
How much deposit do I need for an investment property?
Generally more than for an owner-occupied home — though if you have equity in an existing property, you may be able to use it instead of cash savings. We’ll show you what your position supports.
Can I use my home’s equity to invest?
Often, yes — many investors fund deposits by releasing equity from their home or another property. Whether it suits you depends on your circumstances; we’ll walk through how it works and what it means for your overall position.
Should I go interest-only or principal-and-interest?
It depends on your strategy, cash flow and circumstances. Each has trade-offs in repayments, total interest and lender pricing — we’ll lay them out clearly, and we recommend involving your accountant in the decision.
Can you advise on negative gearing and tax benefits?
Mortgage brokers can’t provide tax advice — that’s one for a qualified tax professional or accountant. What we can do is structure your lending to suit the strategy you and your adviser settle on, and we’re happy to work alongside them.
Let’s Talk Strategy
Tell us where you’re headed and we’ll look at how your lending can support it. No obligation, no jargon — just a straight conversation about your options.
Discuss My Property Plans
