Perth Mortgage Advice & Guides

If you’ve been following the national property conversation closely over the past few years, you’ll notice that Perth has gone from being overlooked to front page. And in 2026, that story is far from over. For investors who understand the fundamentals driving Western Australia’s market, the opportunity remains compelling but it also requires sharper thinking...

Should I go fixed or variable? This is one of the questions that Perth home buyers tend to struggle with. While it’s the great mortgage debate, there is no single or right answer. It depends on your financial goals, your circumstances, and what’s happening in the broader interest rate environment. Here’s everything you need to...

Many Perth homeowners, when they hear the words “refinance mortgage,” imagine tons of paperwork, uncertainty, and endless phone calls from the bank. This is why many of them delay switching their home loan, even though they are aware that they are paying more than they should. However, that is far from reality. Nowadays, the refinance...

Most first home buyers in Perth we talk to aren’t sure what grants and schemes they’re actually entitled to. That’s where a lot of people get stuck, not the saving part, but just not knowing what benefits are available to them. Let’s go through what’s actually on offer and who qualifies. The First Homeowner Grant...

Trent Fleskens interviews Blaine Slater, the newly appointed CEO of REIWA, about his vision for the organisation, Perth market conditions, stamp duty reform, tenancy legislation, and the role of AI in real estate.

A home loan is one of the biggest financial commitments most homeowners will ever make. However, many borrowers, especially in Perth, haven’t reviewed their home loan in years and are often paying far more interest than they need to. Staying on an outdated rate can quietly cost you thousands of dollars over the life of...

Why Loan Structure Matters More Than Most Investors Realise When building a property portfolio, most investors focus on what to buy next, which is the suburb, the yield, or the potential capital growth. Far fewer spend enough time considering how their loans are structured. Yet your investment loan structure can significantly impact your long-term flexibility,...

For the past few years, a clear shift has been observed in Perth’s lending landscape. Nowadays, Perth borrowers are choosing to work with mortgage brokers rather than going directly to a bank. Whether it’s first home buyers feeling overwhelmed, investors with more than one property, or homeowners looking to refinance, the demand for mortgage brokers...

For many people in Perth looking to buy an investment property, the biggest challenge is not income — it’s the deposit. This is because many property owners are not aware of the equity sitting in their home. Home equity is one of the most common ways investors fund their next purchase without starting from zero....