Perth Mortgage Advice & Guides

Infographic: purchase price versus bank valuation and covering the gap when a valuation comes in low in Perth
September 18, 2026 Article

Bank Valuation Came in Low? What Perth Buyers Need to Know

Why bank valuations come in below the purchase price in a fast-moving Perth market, what a shortfall does to your loan-to-value ratio and lenders mortgage insurance, and the options buyers typically work through.

Infographic: the costs of refinancing a home loan in Western Australia, showing discharge fee, break costs, Landgate fees and valuation
September 18, 2026 Article

How Much Does It Cost to Refinance a Home Loan in WA? Fees, Break Costs and Discharge Explained

Every cost that can apply when you refinance a home loan in Western Australia: the fixed Landgate and PEXA charges, lender discharge fees, fixed rate break costs, lenders mortgage insurance, and a worked break-even example.